Seamless, low-cost, blockchain-powered payment infrastructure connecting emerging markets and the world — enabling green trade and sustainable remittances globally.
Traditional cross-border payments in emerging markets cost an average of 8–12% in fees and take 3–5 business days to settle. Ethman Evergreen's Cross-Border Payment solution changes that paradigm entirely.
Built on distributed ledger technology and integrated with digital banking and mobile money ecosystems across emerging markets worldwide, our platform delivers near-instant settlement at a fraction of the cost. Every transaction is transparent, auditable, and — uniquely — carbon-offset by default.
Whether you're a diaspora member sending remittances home, a green enterprise paying for sustainably sourced materials, or a government disbursing climate adaptation funds — our cross-border rails are built for you.
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A comprehensive suite of cross-border financial services designed for the unique needs of emerging markets.
Send and receive money across 15+ strategic global corridors with real-time exchange rates and near-zero fees on amounts under $500.
Deeply integrated with MTN Mobile Money, Orange Money, Airtel Money, M-Pesa, and 20+ mobile wallets. Recipients get funds directly to their mobile wallet — no bank account required.
Our proprietary settlement layer uses a permissioned blockchain for instant finality, full auditability, and compliance-ready transaction trails. No intermediary banks needed.
Facilitate cross-border trade in sustainable goods — carbon credits, certified timber, organic produce — with built-in escrow, invoice financing, and letter-of-credit automation.
Automated identity verification with biometric checks, sanctions screening, and transaction monitoring. Fully compliant with FATF guidelines and CEMAC/OHADA regulations.
Every payment processed through our network automatically offsets its carbon footprint via our verified reforestation projects. Green payments as a default, not an option.
Smart foreign exchange with live mid-market rates, transparent markup, and hedging instruments for businesses managing multi-currency operations across volatile markets.
Track every transaction in real-time. Custom dashboards show payment flows, settlement status, compliance alerts, and carbon offset metrics — all from one interface.
RESTful and GraphQL APIs allow any business, NGO, or government to embed our cross-border payment rails into their own applications in days, not months.
Strategic payment corridors connecting diaspora communities, trade partners, and climate finance flows.
The largest remittance corridor for the CAR diaspora. Near-instant delivery to mobile wallets across Bangui and rural provinces.
Avg. Savings: 85%Strategic corridor for our Doha–Bangui operations. Enables seamless capital flows for green investment projects and corporate transfers.
Settlement: <30sDubai-to-Africa corridor serving traders, investors, and sustainable commodity supply chains across 15 African nations.
30+ CurrenciesHigh-volume corridor for the Central African diaspora in the US. Competitive FX rates and same-day mobile money delivery.
Fee: 0.5%SEPA-integrated corridor for the West and Central African diaspora across the EU, with instant settlement in CFA and local currencies.
10M+ UsersDedicated rails for international climate funds to reach grassroots projects directly — with full traceability and zero leakage.
100% TraceableA transparent, five-step process that replaces weeks of correspondent banking with near-instant finality.
The sender initiates a transfer via our web app, mobile app, USSD code, or through an integrated partner platform. They select the recipient's country, enter the amount, and confirm the live exchange rate — all visible before committing.
Our AI-powered KYC/AML engine instantly verifies the sender's identity using biometric matching, document verification, and sanctions screening. Suspicious transactions are flagged and escalated in real time — ensuring full regulatory compliance with FATF, CEMAC, and OHADA frameworks.
The transaction is recorded on our permissioned distributed ledger. Smart contracts handle the FX conversion at mid-market rates, execute the cross-border transfer, and generate an immutable audit trail. No correspondent banks, no SWIFT delays.
Funds are delivered to the recipient via their preferred channel: mobile money wallet (MTN, Orange, M-Pesa), bank account, cash pickup point, or even a smart-contract escrow for trade finance. Most deliveries complete in under 30 seconds.
Both sender and recipient receive instant confirmation via SMS and in-app notification. The transaction's carbon footprint is automatically calculated and offset through our verified reforestation projects. A carbon offset certificate is generated for each transfer.
Our cross-border payment rails serve a diverse ecosystem of users and institutions.
Millions of individuals living globally send money home every month. Our platform slashes fees from 8%+ to under 1%, putting more money in the hands of families. Integration with mobile wallets means even recipients in rural areas get funds instantly.
Small and medium enterprises trading across borders need fast, reliable payment rails. Our platform handles multi-currency invoicing, automated reconciliation, and trade finance instruments — enabling SMEs in emerging markets to compete globally.
Climate adaptation funds, humanitarian aid, and government subsidies can be disbursed directly to beneficiaries' mobile wallets with full transparency, GPS-stamped delivery confirmation, and zero intermediary leakage.
Pay for sustainably sourced materials — certified timber, organic produce, fair-trade commodities — with our escrow and smart-contract-based trade finance, ensuring that payments are released only when environmental standards are verified.
Parents and sponsors can pay school fees across borders instantly, with automatic receipt generation and institutional payment tracking. Partnerships with universities across the CEMAC region and Europe.
Enable cross-border healthcare payments for medical tourism, telemedicine consultations, and pharmaceutical procurement — with instant settlement and compliance with healthcare data regulations.
Built to meet the highest international standards for anti-money laundering, counter-terrorism financing, and data protection.
Full compliance with Financial Action Task Force recommendations on AML/CFT. Risk-based approach to customer due diligence and ongoing monitoring.
Operating under the regulatory framework of the Bank of Central African States (BEAC) and CEMAC financial regulations, with full licensing for electronic money operations.
Governed by the OHADA Uniform Act on Commercial Companies, ensuring robust corporate governance, legal transparency, and investor protection.
Personal data is processed in compliance with the European General Data Protection Regulation and the African Union Convention on Cyber Security.
Card data and sensitive financial information protected with the highest level Payment Card Industry Data Security Standard certification.
Enterprise-grade technology stack designed for resilience, speed, and scale.
Hyperledger Fabric-based permissioned blockchain for instant settlement and immutable audit trails.
Machine learning models trained on 50M+ transactions for real-time fraud detection and suspicious activity flagging.
Deployed across AWS, GCP, and regional data centers for 99.99% uptime and data sovereignty compliance.
RESTful & GraphQL APIs with OAuth 2.0 authentication, rate limiting, and comprehensive webhook support for real-time events.
Hardware Security Module-based cryptographic key management for secure transaction signing and data encryption.
Apache Kafka event streaming with ClickHouse analytics for sub-second query performance on billions of transaction records.
Feature-phone compatible payment initiation via USSD and SMS, reaching users without smartphones or internet access.
Annual independent security audit certification ensuring the integrity of our systems, processes, and data handling.
Mobile Money Transfer
Global Payment Network
Engineering Team
Join the green payment revolution. Lower costs, faster settlement, zero carbon footprint.
